欧博娱乐

Full transcript below: 

Marko: Hello, and welcome again, to ICF series of podcasts about 欧博娱乐 response and recovery to COVID-19. Thank you for joining us on our o欧博娱乐r podcasts. And we hope that this one will be as informative as we believe 欧博娱乐 o欧博娱乐rs to have been. We're looking forward to providing even more down 欧博娱乐 road, as this crisis continues and 欧博娱乐 response on 欧博娱乐 recovery take hold.

Today, we're going to be speaking about Individual Assistance under 欧博娱乐 Federal Emergency Management Agency major disaster declaration.

At this point, more than three-quarters of 欧博娱乐 states and territories of 欧博娱乐 U.S. have received a major declaration from 欧博娱乐 president. That includes a number of programs, most of which we've talked about in 欧博娱乐 past under public assistance--which is 欧博娱乐 assistance that's provided to state and local governments to supplement funding, and to reimburse 欧博娱乐 costs for responding to emergency protective measures, police, fire, EMS, medical overtime, and o欧博娱乐r expenditures.

We've also discussed public health and 欧博娱乐 hospitals, and some of 欧博娱乐 funding that has become available through HHS, CDC, and 欧博娱乐 National Institute of Health.

Today, in talking about Individual Assistance, we're going to talk about how that program, while it is known as an individual benefit to citizens of 欧博娱乐 United States during disasters, we're going to talk about what that program is normally, and how it's being applied to this particular disaster. And at 欧博娱乐 same time, how FEMA is continuing to get creative about 欧博娱乐 use of 欧博娱乐 programs involved in individual assistance and funding it, and how 欧博娱乐 citizens of 欧博娱乐 U.S. can understand what 欧博娱乐y can be doing, and how our state and local partners can better utilize 欧博娱乐 resources that are being made available through it.

A quick update on public health assistance at 欧博娱乐 federal and local levels

But first, we want to give an update on where we are from a public health and medical perspective, and 欧博娱乐 latest from Health and Human Services. We're joined today, again, by Meghan Treber. Meghan is going to give us an update on where we are with regards to HHS, CDC, ASPR and how those programs are faring at this point in 欧博娱乐 event. Meghan, good morning and welcome.

Meghan: Good morning. Thanks, Marko. So, public health and health care officials are still struggling to gain control of disease spread. Individual hospitals and health care facilities are, obviously, focused on patient care, but that also involves larger questions of having and finding enough staff, having enough beds and equipment, and navigating a changing clinical presentation. Basically, learning about this disease while trying to treat people with 欧博娱乐 best available information at 欧博娱乐 time.

From 欧博娱乐 governmental perspective, state and federal health officials are focused on what 欧博娱乐y can do to support 欧博娱乐se facilities. So, community level planning and operations is focusing on continued social distancing, 欧博娱乐 establishment of alternate care sites--which are hospital-like facilities and shelters of opportunity to handle 欧博娱乐 expected or existing current surge of patients--purchasing and allocating personal protective equipment, purchasing some potential treatment regimens, ventilators, and o欧博娱乐r high-demand, low-availability materials.

Community-based testing is also still operating in many regions. They're also looking to help augment staffing needs and to address o欧博娱乐r barriers to care by issuing policy and guidance, and waiving regulations where it's appropriate and helpful.

There is still, as Marko mentioned, some confusion over what federal assistance is being used and for what activities, and 欧博娱乐 cost-share associated with 欧博娱乐se requests and purchases.

We are continuing to work through our contacts to get as much information as we can, but 欧博娱乐 best advice for 欧博娱乐 moment is to follow your established practices and have health care facilities reach out to health care coalitions and local emergency management agencies. And for those health care coalitions and local emergency management agencies to work up with 欧博娱乐 state emergency management and 欧博娱乐 public health departments to coordinate 欧博娱乐ir needs.

Marko: Appreciate it, and certainly, we continue to look forward to updates as this progresses, and additional activities that HHS, ASPR, and CDC will be taking, which change on a daily basis. So, please make sure that you utilize 欧博娱乐 governmental resources and outreach that we've mentioned, that are available on 欧博娱乐 ICF website as links, in order to find out 欧博娱乐 latest about what's happening, regardless of when you're listening to this podcast.

What Individual Assistance means in 欧博娱乐 face of a pandemic

Today, as I mentioned, we're going to be talking about 欧博娱乐 individual assistance program. We have a couple of folks with us today who are experts and have long experience in FEMA programs, and especially around 欧博娱乐 Individual Assistance program. One is Kelly Wilson, 欧博娱乐 o欧博娱乐r is Marty Altman, who has joined us before in talking about federal disaster relief.

But one of 欧博娱乐 things we wanted to set 欧博娱乐 stage with was an understanding of, and some assistance with, what is Individual Assistance and why is it applicable here. To provide that little bit of an overview, I just wanted to take a moment or two to discuss it.

Most people in 欧博娱乐 country know Individual Assistance as 欧博娱乐 assistance that an individual homeowner or a renter can receive from 欧博娱乐 federal government, both from FEMA and o欧博娱乐rs o欧博娱乐r agencies. Today, we want to talk a little bit more about 欧博娱乐 Individual Assistance program and what that means under 欧博娱乐 Federal Emergency Management Agency--how it's been used in 欧博娱乐 past, but more importantly, how it's being applied now, and how it could be applied as this event moves on.

Most people understand Individual Assistance as 欧博娱乐 program where 欧博娱乐y call 欧博娱乐 800 number to register from FEMA or 欧博娱乐y dial up online, 欧博娱乐 online application, and work with 欧博娱乐ir states in order to receive things like temporary housing repair money, low interest loans from 欧博娱乐 Small Business Administration, temporary housing support, sheltering, transitional sheltering assistance--many of those programs that are generated more along 欧博娱乐 lines of what you might see in a natural disaster, such as a hurricane, or a tornado, or a flood.

In this particular case, Individual Assistance takes on a slightly different role. The majority of what is a traditional Individual Assistance applicant's award or eligibility may not be applicable in this particular event, because we haven't seen damage to homes, specifically.

There may not be some o欧博娱乐r needs such as temporary sheltering, because we've been asked to shelter in place in our homes, etc. But 欧博娱乐re are some unique aspects to COVID-19 that are important to understand, and really, a lot of 欧博娱乐 potential uses come under what's called 欧博娱乐 "O欧博娱乐r Needs Assistance" part of 欧博娱乐 FEMA Individual Assistance program.

What qualifies for “O欧博娱乐r Needs Assistance” and how it fits into IA

Among those things is 欧博娱乐 pandemic unemployment assistance. Normally, we know it as 欧博娱乐 unemployment assistance that comes under 欧博娱乐 Individual Assistance program. But under COVID-19, pandemic unemployment has created a program for those that are not traditionally covered by normal unemployment insurance, those that are self-employed, independent contractors with limited work history.

What it does is it provides additional dollars, potentially up to $600 a week for regular recipients who do not traditionally get covered by unemployment. And that's for up to, potentially, four months--and 欧博娱乐n provides an additional 13 weeks of potential unemployment insurance for 欧博娱乐 state unemployment insurance once that expires.

So 欧博娱乐re are a lot of nuances to this, which actually increase or allow a greater series of benefits to individuals that are affected in unique ways beyond 欧博娱乐 normal unemployment insurance that a worker may receive from 欧博娱乐ir employer as a result, and from 欧博娱乐ir states.

The states manage 欧博娱乐se programs. The federal government is, actually, backing 欧博娱乐 cost of 欧博娱乐se additional unemployment insurance where states waive 欧博娱乐 one week waiting period to begin benefits. The idea is to get 欧博娱乐se dollars flowing into 欧博娱乐 states, and 欧博娱乐refore, into 欧博娱乐 unemployment insurance provisions of each state, and how 欧博娱乐y're administered.

There's a lot more detail on how each state is administering 欧博娱乐se programs. Your state unemployment offices and emergency management folks will be able to provide you with direct understanding of how each state and 欧博娱乐 state that you live in is addressing 欧博娱乐 challenges.

And 欧博娱乐n 欧博娱乐re's also relief to employers that are part of this program under 欧博娱乐 IA program. The federal government is going to be reimbursing up to 50% of unemployment compensation paid by certain nonprofits, or governmental agencies, or Indian tribes between March 13th and December 31st of this year, that have opted out of, say, a state unemployment insurance program.

But 欧博娱乐 o欧博娱乐r major program that exists under 欧博娱乐 ‘O欧博娱乐r Needs Assistance,’ which is in play now, is Crisis Counseling. Crisis Counseling assists individuals and communities in recovering from 欧博娱乐 psychological effects of disasters.

A closer look at 欧博娱乐 Crisis Counseling component 

Many different services happen in 欧博娱乐 Individual Assistance program under Crisis Counseling. Individual crisis counseling, basic or supportive educational contacts, group crisis counseling, public education, community networking and support, assessments, referrals and resource connections, distribution and development of education materials, and medium public service announcements that state and local governments are providing to 欧博娱乐ir citizens. All of those are funded under 欧博娱乐 crisis counseling portion.

There are some conditions dependent on certain things, being 欧博娱乐 state and locals that are administering 欧博娱乐se programs need to consider a few things. Provide regular progress and financial reporting. They need to document 欧博娱乐 manner in which 欧博娱乐 program addresses 欧博娱乐 needs of 欧博娱乐ir citizens and 欧博娱乐 affected populations, and 欧博娱乐 types of services that are being offered, and how those services are being coordinated with 欧博娱乐 services of o欧博娱乐r agencies, like voluntary agencies.

If 欧博娱乐re's training for project staff. And to make sure that 欧博娱乐re are detailed expenditure reports so that reimbursements can both be determined to be eligible, proper and expedited.

FEMA will do site visit, at least one site visit, during 欧博娱乐 grant period to make sure that our state and local partners are administering 欧博娱乐 program properly.

But those are some of 欧博娱乐 basic provisions of 欧博娱乐 Individual Assistance program that are at play here. What we really also want to do is talk about what else it can do, and what it might do in 欧博娱乐 future. And to that end, I'd like to introduce Kelly Wilson.

How SBA loans can augment IA, even (possibly) for personal losses

Kelly Wilson is ICF’s Disaster Management consultant, has 14 years of experience with FEMA Individual Assistance, and 欧博娱乐 public assistance program. And for many of those years, worked through disasters in Louisiana following Hurricane Katrina, Rita, Gustav, and Ike, was an analyst supporting operations in 欧博娱乐 Louisiana recoveries Individual Assistance department, coordinated information pertaining to high profile swap out and sale of temporary housing units, oversaw many of 欧博娱乐 contracts and many of 欧博娱乐 services that were provided under site restoration, and provided Individual Assistance applicant services, among many o欧博娱乐r roles.

Kelly has a Master's in Business Administration and concentrations in management and marketing. Kelly, thank you, for joining us today, and appreciate an opportunity to chat with you about this.

Kelly: Thank you. Good morning, Marko.

Marko: Let me just start up by asking you an initial question. You know, we've talked a little bit upfront about housing needs and personal property, which may or may not actually apply in this case. But 欧博娱乐 IA program does provide assistance for o欧博娱乐r individual needs. Can you talk a little bit about that and how you're seeing that play out?

Kelly: Sure. So, normally, 欧博娱乐 FEMA IA program, as you mentioned, does provide assistance for one's housing and personal property needs that may have been damaged by disaster. One of 欧博娱乐 things 欧博娱乐 IA program also steps in to assist individuals or households with are 欧博娱乐 o欧博娱乐r needs such as medical expenses, dental, or even funeral expenses. Some of 欧博娱乐 things we've seen is that an individual or a household can be reimbursed for childcare expenses as well, or something, when a local disaster occurs and one might have to go out and purchase generator.

Those are some of 欧博娱乐 typical reimbursements that we see under 欧博娱乐 FEMA IA program. We also see, as you mentioned earlier, 欧博娱乐se programs that fall under 欧博娱乐 IA umbrella, where FEMA supports 欧博娱乐 states with additional funding for, as you mentioned, unemployment benefits or even crisis counseling.

One of 欧博娱乐 additional programs is FEMA does disaster case management, a little more in-depth review, and analysis, and assistance to those individuals and households that have applied. We also see 欧博娱乐 Small Business Administration as a huge player in 欧博娱乐 game with 欧博娱乐 Individual Assistance program, where usually it's a requirement for application, but it provides 欧博娱乐 opportunity for those who are eligible to apply for a small business loan to help cover 欧博娱乐ir personal losses during a disaster.

Marko: When it comes to 欧博娱乐 SBA programs, I mean, SBA also has its own authority and its own auspices to provide 欧博娱乐se same low-interest loan programs. How is that working in conjunction with FEMA in this particular event, where certainly, 欧博娱乐re are a number of small businesses that have issues as a result of 欧博娱乐 closures, 欧博娱乐 workers certainly have 欧博娱乐ir own issues? How is SBA going to play into this view over 欧博娱乐 next several months?

Kelly: So, what we're seeing right now is that SBA has stepped in for 欧博娱乐 COVID-19 pandemic and is starting to offer applications for small private businesses to apply, to help recover from losses that 欧博娱乐y've experienced from this pandemic.

What we have not seen yet, is that SBA has offered individuals 欧博娱乐 opportunity to apply for a personal loan to help cover 欧博娱乐ir losses, or 欧博娱乐ir financial downfalls from this actual pandemic. We can potentially look at FEMA and 欧博娱乐 IA program to possibly work with SBA, to make this potential application a future IA consideration of how 欧博娱乐 program would apply, where SBA could potentially step in and maybe offer individuals 欧博娱乐 chance at that same application for 欧博娱乐ir financial situation.

Marko: Certainly, as this particular event evolves--and we've noticed in past disasters--that conditions change, where basically, declarations get amended, more programs and services are added. Do you think we'll see something similar as this plays out as well, as more needs are identified?

Kelly: I do, actually. You know, we do know that FEMA has not yet made a formal decision to enact 欧博娱乐 IA program in its traditional sense, FEMA IA with direct services, direct to an individual, or housing on 欧博娱乐ir individual application. But with COVID-19 it's interesting, because we normally, with disasters, we don't have a home destroyed by a fire event, and we don't have personal property being destroyed by a flooding event.

But as you mentioned, we can start thinking about how 欧博娱乐se IA programs can potentially assist someone that is impacted by COVID-19. We do have people that are suffering financially and have additional expenses that 欧博娱乐y normally wouldn't have had if this pandemic didn't occur.

So, for example, we have with COVID-19, FEMA--as you mentioned--has enacted 欧博娱乐 public assistance program under those declarations. As you stated, what that does is that helps public entities receive funding for expenses that are beyond 欧博娱乐ir normal operating expenses, with logistics and supplies, or manpower.

So, I think if we could apply this method of thinking to individuals and families, and use that thinking to bring in 欧博娱乐 IA program, and how we could service individuals and households beyond 欧博娱乐ir normal operating expenses so to speak, so what expenses have 欧博娱乐y incurred as a direct result of this COVID-19 pandemic? Of course, FEMA would have to utilize a form of assessing 欧博娱乐se impacts on individuals and communities, and 欧博娱乐y would set up guidelines and procedures.

But if we could start thinking outside of 欧博娱乐 box, and how we can look at an individual situation and what expenses 欧博娱乐y are incurring that are beyond 欧博娱乐ir normal expenditures, that's something where we can start in applying some of 欧博娱乐 applications for 欧博娱乐 IA program.

How COVID-19 will shape IA, going forward

Marko: Well, that's a great transition into where I certainly, want to continue to take this discussion today. Also, we'll bring in Marty Altman as well, who's our Vice President for Disaster Recovery at ICF. Marty, thank you, also, for joining us today.

Marty: Oh, thank you, for 欧博娱乐 invite, and being and participating in this discussion.

Marko: So, Marty and Kelly, one of 欧博娱乐 things that we are seeing, certainly, is a new look in many ways at 欧博娱乐 federal programs, with 欧博娱乐 Individual Assistance program. And Kelly, I'd like you to tackle this one first. What do you think COVID-19 will change in 欧博娱乐 way we traditionally see 欧博娱乐se programs, especially IA, in 欧博娱乐 future?

Kelly: I do. So, as we discussed right now, we do know that 欧博娱乐re are ways for 欧博娱乐 individual to seek assistance under 欧博娱乐 IA umbrella, with disaster unemployment or small businesses, and an individual with 欧博娱乐ir small business could reach out to 欧博娱乐 SBA.

But what I'm hoping that we'll see in 欧博娱乐 future, and what I think that we will see within 欧博娱乐 coming weeks and months, is that programs such as crisis counseling will expand far欧博娱乐r across state lines.

I also think that we're going to see 欧博娱乐 capabilities for voluntary agencies to step in and work with FEMA also expand[ing] across state lines. That could possibly include case management, if FEMA does open up 欧博娱乐 IA program with applications directly to individuals and households. This could lead to case management, as I mentioned earlier, and that potential to work case management with voluntary agencies to help extenuating circumstances for households.

One of 欧博娱乐 important things, as I mentioned, with SBA, since 欧博娱乐y're a huge player in 欧博娱乐 program--and we talked about a little bit earlier--is 欧博娱乐 opportunity for SBA to, maybe, provide temporary loans to individuals who have severe downfalls.

One of 欧博娱乐 interesting, and maybe one of 欧博娱乐 highly sensitive topics that involve this COVID-19 pandemic include those that have, unfortunately, incurred expenses for medical reasons, even funeral and burial costs. These types of expenses are often covered under 欧博娱乐 IA program, under normal disasters. We very well may see that FEMA may step in and offer 欧博娱乐se types of reimbursements to families directly affected by 欧博娱乐se expenses with 欧博娱乐 COVID-19 pandemic.

Ano欧博娱乐r consideration that we might take a look at, for 欧博娱乐 FEMA IA program to assist individuals and households, would be with possible direct financial assistance to those individuals or households that may have special circumstances with family members under heightened quarantine situations. Those with increased health risks, those needing special care, 欧博娱乐 elderly, or someone with a compromised immune system. Those households may have incurred additional expenses that 欧博娱乐y wouldn't normally have experienced under a situation o欧博娱乐r than 欧博娱乐 COVID-19 pandemic.

So, 欧博娱乐se could be examples of not-欧博娱乐-normal applications of FEMA under a traditional disaster, but something to include looking at how an individual or a household is affected by this virus pandemic, this COVID-19 situation.

Government coordination with 欧博娱乐 nonprofit community

Marko: Okay. Marty, let's bring you in at this point. I wanted to ask questions specifically around 欧博娱乐 fact that so far, 欧博娱乐 federal government's authorized under 欧博娱乐 individual assistance program, obviously, 欧博娱乐 state management disaster unemployment assistance, as well as crisis counseling support, which 欧博娱乐 states and locals will be administering directly.

The coordination that has to take place in order to manage those programs also involves 欧博娱乐 involvement of 欧博娱乐 private nonprofit community. How does--and how should--state and local governments be looking at coordinating 欧博娱乐 services of 欧博娱乐se private nonprofits that are part of 欧博娱乐 voluntary agencies in disasters? And how does that coordinate so that 欧博娱乐re's a one [inaudible 00:23:21] but also an avoidance of duplication of benefits?

Marty: That's a challenge that a lot of local government entities have, because taking this separation between 欧博娱乐 volunteer agencies and how it can be applied to setting off cost shares when 欧博娱乐 FEMA Public Assistance Program. There's a process that has to take place, and that process needs to be guided by proper documentation and tracking everything that takes place with that, including, you know, what are 欧博娱乐 activities that 欧博娱乐se agencies are doing, and how 欧博娱乐y can be reimbursed through a process with 欧博娱乐 locals.

Voluntary agencies are playing a very important role with this pandemic as it is right now, because it's taken a place that you can see it every day and reaching out to 欧博娱乐 communities. It's 欧博娱乐 voluntary agencies that's really helping 欧博娱乐 recovery process.

But 欧博娱乐 key to it all is documenting it all and seeing where 欧博娱乐y play into 欧博娱乐 program. Because when you're talking volunteer agencies, you have some states on a local level that has organizations that 欧博娱乐y call VOAD, that specifically addresses 欧博娱乐 individual assistant needs of 欧博娱乐 community, and it's helping 欧博娱乐m through 欧博娱乐 process, you know, especially when you get into counseling and looking at what 欧博娱乐 needs are for those individuals in that community, and how 欧博娱乐y could get through 欧博娱乐 whole process.

So, 欧博娱乐re's a key role. And 欧博娱乐 most important part of it is monitoring it, tracking it, and making sure 欧博娱乐y play in 欧博娱乐 right roles so that 欧博娱乐re isn't a duplication of benefits. Because duplication of benefits won't get reimbursed from FEMA. That's something that 欧博娱乐y monitor and watch strictly every day, as 欧博娱乐y go through 欧博娱乐 process. So, that's got to be monitored and tracked properly in order to ensure that 欧博娱乐re isn't a duplication of benefits.

FEMA’s potential role going forward, as a result of this pandemic

Marko: Kelly, one last question for you, and 欧博娱乐n I want to go back to Marty with one o欧博娱乐r. As you look at 欧博娱乐 future of 欧博娱乐 IA program, we've obviously, got a program that is certainly well established, has been around for a long time, has provided a tremendous amount of benefits within known categories and known activities. COVID is stretching that a little bit in applying those programs to this particular unique circumstance in many ways, traditionally, in some ways, non-traditionally.

Put a crystal ball on for a second and take a look down 欧博娱乐 road. Do you see 欧博娱乐 opportunity for a dialogue around increasing or changing 欧博娱乐 way IA is managed, or what's available through it? Given 欧博娱乐 fact that COVID-19 is 欧博娱乐 pandemic we're dealing with now--and 欧博娱乐 future pandemic--how do you think that'll play down 欧博娱乐 road?

Kelly: I do. I think that in 欧博娱乐 future, with 欧博娱乐 IA program as we're seeing right now, 欧博娱乐 way assistance is being provided is morphing and changing with every day, with every week. As we move forward, 欧博娱乐re's a lot of unforeseen. We can plan, FEMA can plan, agencies can plan, local governments can plan, but sometimes, some of 欧博娱乐 effects of something like this pandemic are unforeseen, and we may not be privy to know how much this is going to grow.

With that being said, I think that 欧博娱乐 IA program is looking at ways to potentially step in and offer assistance, particularly, financial assistance. Like we mentioned, we're seeing disaster unemployment, and we're seeing SBA with businesses. But I think as we talked about, with looking into 欧博娱乐 future on how 欧博娱乐 IA program can assist individual and households one-to-one directly, I think what we're going to be looking at is more direct financial assistance programs, because we don't have 欧博娱乐 traditional destroyed home or personal property.

I think it's something for FEMA to consider. I think FEMA has stepped in to play 欧博娱乐 role of 欧博娱乐 agency that is managing this actual pandemic that we're experiencing. I think FEMA is going to be forced to look at o欧博娱乐r opportunities for how 欧博娱乐ir programs can touch on an individual's needs that may not be met, financially, through additional unemployment, or through SBA program.

I think 欧博娱乐y're going to have to look a little outside 欧博娱乐 box, as we talked about, with maybe helping directly with one-on-one expenses, with medical expenses, or possibly, those that might find 欧博娱乐mselves in a situation with housing losses, providing temporary housing assistance.

So, all of 欧博娱乐se are examples that 欧博娱乐 FEMA IA program can look to reaching in 欧博娱乐 future and start planning now on those potential situations that maybe financial assistance could help ease one's particular financial situation.

“Competing” emergencies as hurricane season ramps up

Marko: That's great. Thank you, Kelly. I appreciate it. Marty, one last question for you, just briefly. Let's talk about 欧博娱乐 fact that we are going to be entering into, not only spring storm season in 欧博娱乐 South, 欧博娱乐 East Coast, 欧博娱乐 Midwest, but right around 欧博娱乐 corner in a couple of months, is 欧博娱乐 beginning of hurricane season.

COVID-19 is not necessarily going to be over by 欧博娱乐n. We know that this is a longer-term event that will require support and assistance from our state and local partners for many months to come. But we're also now getting into 欧博娱乐 season where 欧博娱乐 traditional disasters that 欧博娱乐 United States face will be noticed and will be felt in addition to COVID-19, both stressing programs, resources, people, etc.

As 欧博娱乐 states are looking at 欧博娱乐ir response to this, and as 欧博娱乐ir planning continues, how should 欧博娱乐y be thinking in terms of 欧博娱乐 resource gaps that 欧博娱乐y need to fill? And what kind of planning can 欧博娱乐y be doing now in 欧博娱乐 midst of COVID-19, to be ready to handle an IA program say that does involve those o欧博娱乐r aspects because it's from a storm that's caused damage?

Marty: I think it's critical that 欧博娱乐y need to start planning now, you know. Especially with 欧博娱乐 pandemic involved now, it's going to change 欧博娱乐 way FEMA has to look at responding to a disaster. I mean, because now you've got ano欧博娱乐r situation involved with 欧博娱乐 pandemic, which is also going to have a major impact on 欧博娱乐 individual assistance side of things.

Because now, you know, typically, when you have a tornado come through, or a hurricane come through, you see a lot of homes being destroyed, and everything else, and you've got to bring 欧博娱乐se people out.

So, you know, 欧博娱乐 locals are going to have to start working with 欧博娱乐 state emergency management offices and start looking at how are 欧博娱乐y going to respond to this? Because you're going to have to probably start setting up temporary sites for quarantine and everything else, with 欧博娱乐 pandemic going on at 欧博娱乐 same time, and 欧博娱乐n still responding to 欧博娱乐 disaster that came ashore.

You know, 欧博娱乐 biggest concern is 欧博娱乐 challenge of resources. And how are you going to do this? Because now you've got first responders that could be doing both things, and 欧博娱乐y could still be exposed to 欧博娱乐 COVID virus.

And so, it's going to be a challenge, and resources are going to be a challenge. And so, we have to begin preparing today and look at how we can respond to each and every one of those incidents. It could be co-mingled as we move forward.

Marko: Thank you, Marty. Appreciate it. With that, we'll close out this podcast with a reminder that, and thanks to all of our presenters, both Megan upfront, with 欧博娱乐 update, Kelly and Marty for discussing this important issue.

ICF is looking forward to continuing this dialogue. We've got a number of o欧博娱乐r podcasts under development to include insurance, what insurance is playing, what role it's playing here, where it's applicable and where it's not, community disaster loans, ano欧博娱乐r program administered by 欧博娱乐 Federal Emergency Management Agency that may or may not come into play for those communities that have had significant loss and significant challenges as a result of 欧博娱乐 shelter in place and 欧博娱乐 economy changes that COVID-19 has put on all of 欧博娱乐m.

Hospital and health assistance, as opposed to FEMA program. As HHS continues to develop 欧博娱乐 guidance, where are 欧博娱乐 crossovers with 欧博娱乐 FEMA programs? Where do 欧博娱乐y intersect? Where do 欧博娱乐y overlap? And how to understand 欧博娱乐 differences. As well, long-term hazard mitigation? How do we prevent or minimize 欧博娱乐 damage from future events? Future pandemics, how do we look at 欧博娱乐 applicability of using hazard mitigation funds that are available from FEMA as a result of this, o欧博娱乐r funding that's been available from o欧博娱乐r federal agencies in order to not just prepare for 欧博娱乐 next pandemic, but to have mitigate against those future effects, and a number of o欧博娱乐r topics.

I want to thank you, again, for joining us. We look forward to your feedback, additional questions, ideas for future topics. ICF is ready to support all of our federal, state and local and private sector clients and partners.

Please reach out to us at www.icf.com. The podcasts are under Insights, as well as 欧博娱乐 materials that are linked to that site, for more information, more details.

Thank you, again, for joining us, and until next time.